
Cash Book
An AI expense tracker: talk, snap, or tap to log.
About Cash Book
Best for: iPhone users tracking personal expenses, people who want private, offline expense tracking, users who prefer not to link a bank account
Key features
- Logs expenses via voice, receipt photo, or automatic Apple Pay capture
- No account or bank login required
- Data stays on the device, with optional encrypted iCloud sync
- Includes budgets, accounts, and insights features
- Face ID or Touch ID lock, with CSV and Excel export
- Apple Pay auto-logging via a one-time Shortcuts automation
Use cases
- Log expenses by voice, photo, or keypad
- Track budgets and view spending insights over time
- Organize transactions by tags, categories, and accounts
- Export transaction data for further analysis
Pros
- No account creation required
- Does not connect to the user's bank
- Data stays on device or in iCloud only, never on a third-party server
Limitations
- No Android version available
- No bank feeds or shared household budgets
- No free tier after the 7-day trial
- Voice and photo logging require internet access
Screenshots

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